Shit, 35 years, how old will I be when it ends?
That was what was going through my head when I first received my mortgage offer for the cute little house myself and Dan are lucky enough to have bought. Somehow getting a mortgage doesn’t seem so scary when all you’ve done is think or talk about it – but seeing it written down and signing up to 35 years of repayments however is terrifying! Despite the fear, it is the best thing I have ever done and am so proud of myself; I was a 23 year old homeowner, something I never thought I could achieve! So, with that in mind, I am writing this post to walk you through some of the process of being a first time buyer, busting some myths and also letting you know that if you are saving for a house, yes you can do it!